Privacy Policy

This Privacy Policy ("Policy") applies to the Awlloans.net web site. It tells users ("you" or "applicant") of the web site and the services provided therein about the information collected and how Awlloans.net uses and shares this information. By submitting an application to be matched with a lender through Awlloans.net, you agree to this Policy as well as the Terms and Conditions posted to this site. As such, you must read them prior to completing and submitting your application. If you do not agree with this Policy and Terms and Conditions, you are not granted permission to access or otherwise use this site.

HOW DOES Awlloans.net COLLECT AND SHARE MY PERSONAL INFORMATION?

Awlloans.net collects your information when you inquire or fill out an online form or loan application. We submit the information you provided in your application to Lenders. Awlloans.net is not a lender or agent for any Lender but does follow privacy policies generally required of Lenders.

To safeguard your personal information from hackers and unauthorized use, we use security measures that comply with federal law. Our website is scanned daily by McAfee for security vulnerabilities and their seal only shows after our website has passed intensive scans.

Federal law gives consumers the right to limit some but not all sharing. It also requires Lenders to inform you how they collect, share and protect your personal information.

Additionally, under the federal e-sign ACT, with your consent, we can deliver such required information to you electronically and can use e-records and e-signatures in connection with your transactions with lenders in our network. If you do not consent to receiving the required information electronically in connection with your loan documents, or do not consent to the use of electronic signatures, we will not be able to proceed with you.

Types of information we collect and share can include:

  • Driver’s license, social security number, military status, address and telephone numbers, email addresses, information about your dependent/spouse, references
  • Employment information, bank account where you wish to receive funds including ABA/routing numbers
  • Whether you rent or own your home, income sources, how often and the amounts you get paid, length of time with employer and bank, next two pay periods
  • IP addresses, browser data and server logs
  • Desired loan amount and other information required on loan application
  • We use cookies to allow improve the performance of our site and to provide faster and easier access to your account information. In order to ensure our loan matching applications are accurate, personal information we collect from you may be combined with other information we’ve received from third parties.

    Reasons we can share your personal information Do we share? Can you limit it?
    For everyday purposes - forwarding your application to Lenders in our network, information regarding your loan application and inquiries, responding to court orders Yes No
    For marketing purposes - to offer our loan marketing services to you Yes No
    For joint marketing with Lenders and marketing affiliates Yes No
    For our affiliates to market to you - including information about your creditworthiness Yes Yes
    For non-affiliates, to market to you - sharing your information to third party marketers Yes Yes

    To limit our sharing

    To request a change in how we share your information please let us know via the Contact Us Form.

    Questions?

    Any questions regarding this privacy policy, please Contact Us.

    OTHER IMPORTANT INFORMATION

    Residents of Arkansas, Georgia, New York, Oregon, Washington, West Virginia & Vermont are not eligible to apply for a loan on this Website. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice.

    Website Changes

    Policies, content, information, promotions, disclosures, disclaimers and features may be revised, modified, updated, and/or supplemented at any time and without prior notice at the sole and absolute discretion of Awlloans.net. Changes to this Policy will be posted on the Awlloans.net web site and we will revised the "last updated" date at the top of this policy. You should review this Policy each time you access the web site. If we make any material changes in the way we collect, use, and/or share personal information that may impact you, we will notify you by sending an email to the email address you most recently provided to (unless we do not have an email address for you) and/or by prominently posting notice of the changes on this web site.

    Your continued use of the Site constitutes your agreement to the new Policy and its changes, and by using this Site and submitting an application to be connected to a Lender, you warrant you have done so or decided not to do so. If you do not understand any terms of this Policy, you should seek legal advice.

    Access to Loan Information

    To reduce the potential for unwanted e-mails and SPAM, Awlloans.net may provide a substitute e-mail address to the lender as your e-mail. We will forward any legitimate e-mails related to your loan or application sent to this substitute e-mail address for a reasonable period (at least [six months] following the date of your Application). You understand that through this substitute e-mail address, we may have access to information regarding any loan made to you by a Lender or other correspondence sent to you by the Lender. We may also, at any time, provide Lenders with the actual e-mail address you provided on your Application.

    Restrictions

    You must be 18 years or older and a legal resident of the United States to submit a loan request. You agree not to use this Site for any illegal or inappropriate activities.

    Third Party Advertisers

    In order to provide our services free of charge, we may display advertisements. By accessing or using this website, you expressly agree to receive these advertisements. We may provide links or automatically redirect you to third party web sites that do not operate under this Policy. For example, if you click on an advertisement presented on our site, you may be taken to a web site that Awlloans.net does not operate or control.

    You should always review privacy policies and terms of all third party sites you access. In addition, we may share some or all of your personally identifiable information with third party marketers and list managers with whom we have a business relationship and they may use this information to communicate with you about other business or marketing offers via telephone, direct mail, email, SMS or other channels. Standard text message rates may apply if using SMS.

    California Residents

    California residents may request that their personally identifiable information not be shared with third parties. California residents may send such requests via the contact us form on our Site. Please include your full name, email address and mailing address in your communication to us. California residents may also file grievances and complaints with California Department of Consumer Affairs via mail at 400 R Street, Suite 1080, Sacramento, CA 95814 or by phone at 916-445-1254 or 800-952-5210 or by email to [email protected]

    Important Disclosures. Please Read Carefully.

    Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.

    This website is not an offer to lend. Awlloans.net is not a lender or lending partner and does not make loan or credit decisions. Awlloans.net connects interested persons with a lender or lending partner from its network of approved lenders and lending partners. Awlloans.net does not control and is not responsible for the actions or inactions of any lender or lending partner, is not an agent, representative or broker of any lender or lending partner, and does not endorse any lender or lending partner. Awlloans.net receives compensation from its lenders and lending partners, often based on a ping-tree model similar to Google AdWords where the highest available bidder is connected to the consumer. Regardless, Awlloans.net’s service is always free to you. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

    This service is not available in all states. If you request to connect with a lender or lending partner in a particular state where such loans are prohibited, or in a location where Awlloans.net does not have an available lender or lending partner, you will not be connected to a lender or lending partner. You are urged to read and understand the terms of any loan offered by any lender or lending partner, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

    By submitting your information via this website, you are authorizing Awlloans.net and its partners to do a credit check, which may include verifying your social security number, driver license number or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and TransUnion, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others. You also authorize Awlloans.net to share your information and credit history with a network of approved lenders and lending partners.

    Lender’s or Lending Partner’s Disclosure of Terms.

    The lenders and lending partners you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender or lending partner based on the lender’s or lending partner’s internal policies, underwriting criteria and applicable law. Awlloans.net has no knowledge of or control over the loan terms offered by a lender and lending partner. You are urged to read and understand the terms of any loan offered by any lenders and lending partners and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

    Late Payments Hurt Your Credit Score

    Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lenders and lending partners immediately and discuss how to handle late payments.